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  • SuperNOW/Premium Money Market Accounts
  • Demand Deposit Account - DDA
  • Money Market Account - MMA

Minimum opening balance - SuperNOW/Premium Money Market:  $50,000, interest rate set daily
Minimum balance - DDA:   $5,000 (individual)/$10,000 (corporate), no interest
Minimum balance - MMA:  $20,000, to earn interest

The DDA does not earn interest. It functions as a transaction account. All balances above $5,000 (individual) or $10,000 (corporate) are automatically transferred to the Money Market Account (MMA). The MMA account begins to pay interest at $20,000, and has daily liquidity.  By law the MMA has a maximum limit of six (6) withdrawals per month. Customers with an average demand deposit plus money market account of less than $250,000 will be charged a monthly fee of $100.00. A Super Negotiable Order of Withdrawal account, or SuperNOW account, may only be owned by individuals and certain nonprofit organizations and is not subject to a limit on the number of monthly withdrawals. A Premium Money Market Account is available to individuals and corporations and is subject to the six (6) withdrawals per month limit.

Service Charges
General Availability of Funds
Sunday, April 5, 2020